1STFORLOANS

Secured homeowner loans and personal unsecured loans for the uk

Turned Down For a Loan? Bad Credit?

If you have been turned down for a mortgage or a loan by a High Street Lender or are unsure of any adverse credit registered against you, it is a good idea to obtain a copy of your credit file. This will give you an insight into what a potential lender sees, when they carry out a credit search.

Check My File

Need help with your credit rating? Checkmyfile.com specialises in just that. They are a online facility that provides you with access to your credit files and helps you improve your credit rating.		 Monitor your credit file with all 3 UK agencies

Credit Reference Agencies

The two largest credit reference agencies are Equifax and Experian. The Consumer Credit Act allows both agencies to charge £2 for providing you with copies of your personal information.

Information about Equifax can be found at their website www.equifax.co.uk. You can also write to them at the address below. You need to enclose your full name and address and any previous addresses over the last 6 years. Enclose a cheque or Postal Order for £2 made out to Equifax Europe plc.

Equifax Plc
Credit File Advice Centre
PO Box 11400
Bradford
BD1 5US


To order your Experian credit report visit www.experian.co.uk or call 0870 241 6212
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
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